Heat oil in a large pot over medium heat.
Add diced onions and garlic, sauté until fragrant.
Stir in ground turkey (or your preferred protein) and cook until browned.
Add diced tomatoes, canned pumpkin, black beans, and kidney beans.
Season with chili powder, cumin, salt, and pepper to taste.
Simmer for 20-30 minutes to allow flavors to meld.
Serve hot, garnished with shredded cheese and chopped green onions.
Enjoy your hearty and delicious Pumpkin Chili!